diff --git a/.github/workflows/_collect.yml b/.github/workflows/_collect.yml
new file mode 100644
index 0000000..92b7512
--- /dev/null
+++ b/.github/workflows/_collect.yml
@@ -0,0 +1,92 @@
+name: Collect (reusable)
+
+on:
+  workflow_call:
+    inputs:
+      environment:
+        description: "GitHub Environment (dev / prod)"
+        type: string
+        required: true
+      ref:
+        description: "수집에 쓸 브랜치"
+        type: string
+        required: true
+
+permissions:
+  contents: read
+
+jobs:
+  # 테스트가 깨진 코드로는 DB에 쓰지 않는다.
+  ci:
+    uses: ./.github/workflows/ci.yml
+    with:
+      ref: ${{ inputs.ref }}
+
+  collect:
+    name: Collect into ${{ inputs.environment }}
+    needs: ci
+    runs-on: ubuntu-latest
+    environment: ${{ inputs.environment }}
+    timeout-minutes: 150
+    concurrency:
+      group: collect-${{ inputs.environment }}
+      cancel-in-progress: false
+    permissions:
+      contents: read
+      id-token: write   # GCP OIDC
+    env:
+      GCE_INSTANCE: ${{ vars.GCE_INSTANCE }}
+      GCE_ZONE: ${{ vars.GCE_ZONE }}
+    steps:
+      - name: Checkout sources
+        uses: actions/checkout@v6
+        with:
+          ref: ${{ inputs.ref }}
+
+      - name: Set up Java 21
+        uses: actions/setup-java@v5
+        with:
+          distribution: temurin
+          java-version: "21"
+
+      - name: Set up Gradle
+        uses: gradle/actions/setup-gradle@v6
+
+      - name: Install Chromium for bank URL scraping
+        run: |
+          bash ./gradlew playwrightInstall
+          npx -y playwright@1.61.0 install-deps chromium
+
+      - name: Authenticate to GCP
+        uses: google-github-actions/auth@v3
+        with:
+          project_id: ${{ vars.GCP_PROJECT }}
+          workload_identity_provider: ${{ vars.GCP_WIF_PROVIDER }}
+          service_account: ${{ vars.GCP_SERVICE_ACCOUNT }}
+
+      - name: Set up gcloud
+        uses: google-github-actions/setup-gcloud@v3
+
+      - name: Open DB tunnel
+        # 서버 Postgres는 127.0.0.1:5678에만 열려 있다. IAP SSH 포트 포워딩으로 러너 15432에 연결한다.
+        run: |
+          gcloud compute ssh "$GCE_INSTANCE" --zone "$GCE_ZONE" --tunnel-through-iap --quiet \
+            --ssh-key-expire-after=1h \
+            -- -f -N -o ExitOnForwardFailure=yes -L 15432:127.0.0.1:5678
+          for _ in $(seq 1 30); do
+            (echo > /dev/tcp/127.0.0.1/15432) 2>/dev/null && exit 0
+            sleep 1
+          done
+          echo "DB tunnel did not open" >&2
+          exit 1
+
+      - name: Run collector
+        env:
+          SPRING_DATASOURCE_URL: jdbc:postgresql://127.0.0.1:15432/database
+          SPRING_DATASOURCE_USERNAME: user
+          SPRING_DATASOURCE_PASSWORD: ${{ secrets.POSTGRES_PASSWORD }}
+          FSS_API_KEY: ${{ secrets.FSS_API_KEY }}
+          GEMINI_API_KEY: ${{ secrets.GEMINI_API_KEY }}
+          LLM_ENABLED: "true"
+        # 배치가 FAILED면 0이 아닌 코드로 끝나 이 단계가 실패한다(ApiCollectorApplication.main).
+        run: bash ./gradlew bootRun
diff --git a/.github/workflows/collect.yml b/.github/workflows/collect.yml
new file mode 100644
index 0000000..37597dc
--- /dev/null
+++ b/.github/workflows/collect.yml
@@ -0,0 +1,40 @@
+name: Collect
+
+# 금융상품 수집 배치를 Actions 러너에서 돌려 서버 DB에 쓴다(서버 e2-micro에는 Chromium을 띄울 여유가 없다).
+# main → dev DB, release → 운영 DB. 설정은 CLAUDE.md의 "수집 워크플로" 참고.
+on:
+  schedule:
+    # LLM API가 유료라 약 2주 간격. 매월 1·15일 19:00 UTC = 2·16일 04:00 KST
+    - cron: "0 19 1,15 * *"
+  workflow_dispatch:
+    inputs:
+      environment:
+        description: "수집 대상 환경"
+        type: choice
+        options: [dev, prod]
+        default: dev
+
+permissions:
+  contents: read
+
+jobs:
+  dev:
+    if: github.event_name == 'schedule' || inputs.environment == 'dev'
+    uses: ./.github/workflows/_collect.yml
+    permissions:
+      contents: read
+      id-token: write
+    with:
+      environment: dev
+      ref: main
+
+  prod:
+    # 운영 서버와 release 브랜치가 준비되면 레포 변수 PROD_ENABLED=true로 켠다.
+    if: vars.PROD_ENABLED == 'true' && (github.event_name == 'schedule' || inputs.environment == 'prod')
+    uses: ./.github/workflows/_collect.yml
+    permissions:
+      contents: read
+      id-token: write
+    with:
+      environment: prod
+      ref: release
diff --git a/CLAUDE.md b/CLAUDE.md
index 77cb2d5..b44423e 100644
--- a/CLAUDE.md
+++ b/CLAUDE.md
@@ -34,3 +34,14 @@ api-collector main에 박히는 포인터는 **Fin-BE main에 머지된 커밋**
 
 1. Fin-BE 스키마 변경을 main에 머지
 2. `git submodule update --remote fin-be` → 포인터 bump 후 커밋
+
+## 수집 워크플로 (`.github/workflows/collect.yml`)
+
+수집 배치는 서버가 아니라 GitHub Actions 러너에서 돈다(서버 e2-micro에는 Chromium을 띄울 여유가 없음).
+
+- 주기: LLM API 비용 때문에 약 2주 간격(매월 2·16일 04:00 KST). 그 사이에는 Actions에서 수동 실행(`workflow_dispatch`).
+- `main` → dev DB, `release` → 운영 DB. 운영은 레포 변수 `PROD_ENABLED=true`일 때만 돈다.
+- 수집 전에 같은 브랜치로 `ci.yml`(테스트)을 돌리고, 통과해야 수집한다.
+- 서버 접속: GCP OIDC 인증 → IAP SSH 포트 포워딩으로 서버 Postgres(`127.0.0.1:5678`)에 붙는다. 서버 구성과 GCP 설정은 Fin-BE `docs/implementation/deployment.md`.
+- GitHub Environment(`dev`, `prod`): vars `GCP_PROJECT`, `GCP_WIF_PROVIDER`, `GCP_SERVICE_ACCOUNT`, `GCE_INSTANCE`, `GCE_ZONE` / secrets `POSTGRES_PASSWORD`, `FSS_API_KEY`, `GEMINI_API_KEY`.
+- **순서 제약**: 엔티티가 새 컬럼을 쓰면 Fin-BE가 그 마이그레이션을 해당 환경에 먼저 배포해야 한다. 아니면 `ddl-auto: validate`에서 수집이 실패한다.